Pitfall of Insurance
Doctor in Holland 01521 that doesn’t take insurance?
Yes, you heard right we don’t take insurance. Intrigued? Perplexed? You’re not alone.
When in comes to health insurance it’s not you or your doctors that are really benefiting. At the end of the day the Medicare rules all, they are considered the standard for care, but they love paperwork and don’t like paying those who are actually trying to care for you. Medicare premiums are generally cheaper than your health insurance plan you get through your employer, but they have restrictions (a lot of restrictions). How do you get away from their control, well you stop accepting insurance.
Thankfully these restrictions do not impact health savings plan or flex spendings plans, for this reason we accept HSA and FSA payments.
Patients are frustrated because they don’t understand insurance (monthly premiums, deductibles, coinsurance, and copays), the cost isn’t upfront, they get surprise bills weeks after appointments or test.
Doctors are frustrated because they are constantly having to deal with the insurance companies, and doing paperwork that is different for each company. We’ve be becoming glorified paper pushers than see patients on occasion. Paperwork should be done in order to serve the patients better, not please the insurance company. Your doctors shouldn’t have to argue with insurance companies who do not want to pay. Tests are ordered because there is a clinical suspicion that needs to be investigated, your doctor should be able to order this test, no questions asked. The price for a tests should be clear whether or not your have insurance, so we can alleviate the stress of waiting and wondering if your insurance company will pay, and if they don’t cover it you should be confident what the cost out of pocket would be. Before the test is even preformed you should know wether you’re going to be getting a $100 or $600 bill in the mail, end of story.
Right now you get the test and next month you figure out how much it costs…. In what other industry would we accept not knowing how much something costs before we buy it?
Navigating the healthcare world would be so much easier for everyone if insurance companies weren’t involved.
We are removing the middle-man so we can provide good old-fashioned house calls like your parents/grandparents may remember. What’s better than the doctor coming to you when you’re sick?
We are bringing back the home call to Holland, Wales, Brimfield, Sturbridge, MA and nearby locations.